Business and personal risk is seldom completely avoidable, but these risks can usually be cost-effectively managed with proper planning. McKinley™ can help to protect and preserve your business and investment assets through tax-effective risk management. With comprehensive market access to the global insurance market, we can help you to navigate the most challenging underwriting situations.
If you are a lawyer or accountant responsible for drafting and maintaining a Shareholders Agreement, we can help you to understand the cost of funding the Buy-Sell provisions on Death, helping you to advise your clients which provisions should be kept in the contract, and which provisions should be omitted.
Whether it's a cross-purchase or a share redemption, if you can provide us with the corporate structure, paid-up capital, adjusted cost bases, unused capital gains exemption and the soft issues surrounding your client's situation such as family law concerns, we can help put together a tax-efficient funding mechanism to meet your client's needs.
Whether it's a Mortgage, a Line of Credit, a Construction Loan or a Business Loan to expand your business operations, the Lender often request a collateral assignment of a life insurance policy to cover the value of the loan. We can help you to get the right policy for you to satisfy the needs of the Lender while also making a portion of the policy premiums tax-deductible.